pay reports on international business and branch issues in the area of financial solutions and services. As magazine journalism, it features a variety of journalistic formats and also incorporates humour. pay is divided into two categories: the main subject and the case studies. The magazine has the standard pages such as “news” and “editorial”, as well as the “data overload” element on the last double page. The main focus is on a subject from different angles, covering the entire range of journalistic topics: from interviews to analyses, to portraits, as well as facts and figures. In the case studies, many of the core branches of Arvato Financial Solutions are covered.